With the recent injury that happened in a soccer game to a man who had no insurance, accident insurance now sounds like good idea to have for those who are uninsured. The accident insurance is not meant to replace or even be the primary health insurance but the coverage could cover you and\/or your family on and off work.
\nJayme Horner of Mojica, Inc., 3807 16th St. in Moline, Ill., said that she knows of some businesses that don\u2019t cover you outside of work.
\n\u201cThere is no underwriting with the accident insurance with expanded benefits coverage,\u201d she said. \u201cYou submit copies of your medical
\n bills for a claim and you\u2019re reimbursed.\u201d
\nHorner said a basic plan starts off at $26.12 a month with no underwriting and can be for you, your children or both.
\n\u201cIf the gentlemen who broke his leg would have had the coverage, he would have received temporary disability,\u201d she said.
\n\u201cIt\u2019s always better to have something than nothing.\u201d
\nThe company accepts both social security and ITIN numbers as proof to have insurance.
\nA representative from the Maynard M. Ellison Agency, 1416 48th Street Place in Moline, Ill., said that a disability policy can be taken out to cover you if you\u2019re injured and unable to work but you obviously can\u2019t do it after the incident happens.
\n\u201cIf you don\u2019t have health insurance and don\u2019t work for an employer who offers health insurance, even self employed contractors would be the ideal candidate to have disability coverage,\u201d she said.
\n\u201cThe disability assists you pay your bills in case you lose a limb, or a finger.\u201d<\/p>\n
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