{"id":39570,"date":"2026-10-06T11:47:43","date_gmt":"2026-10-06T16:47:43","guid":{"rendered":"https:\/\/holaamericanews.com\/?p=39570"},"modified":"2026-10-06T11:48:34","modified_gmt":"2026-10-06T16:48:34","slug":"iowans-can-change-medicare-plans-for-2027-starting-oct-15","status":"publish","type":"post","link":"https:\/\/holaamericanews.com\/es\/iowans-can-change-medicare-plans-for-2027-starting-oct-15\/","title":{"rendered":"Medicare 2027 en Iowa: inscripci\u00f3n abre el 15 de octubre"},"content":{"rendered":"<div id=\"holaa-2579721496\" class=\"holaa-before-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/voterready.iowa.gov\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Spanish 300&#215;250\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/Spanish-300x250-1.png\" alt=\"\"  width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/><h2>El periodo para cambiar planes Medicare Advantage y de medicamentos termina el 7 de diciembre. Los planes para 2027 ya pueden compararse y SHIIP ofrece orientaci\u00f3n gratuita en Iowa.<\/h2>\n<p><em>Actualizado el 6 de octubre de 2026.<\/em><\/p>\n<p><strong>Las personas con Medicare en Iowa podr\u00e1n cambiar su cobertura para 2027 entre el 15 de octubre y el 7 de diciembre de 2026.<\/strong> Los cambios realizados durante ese periodo entrar\u00e1n en vigor el 1 de enero de 2027.<\/p><div id=\"holaa-3040215511\" class=\"holaa-ad-inside-articles-2 holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.desmoinesperformingarts.org\/content\/get-tickets\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"HolaIowa-Sept2026[47]\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/HolaIowa-Sept202647-1.gif\" alt=\"\"  width=\"600\" height=\"735\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n<p>La inscripci\u00f3n abierta permite revisar y cambiar planes Medicare Advantage y planes de medicamentos recetados de Medicare Parte D. Tambi\u00e9n permite pasar de Medicare Original a Medicare Advantage o regresar de Medicare Advantage a Medicare Original.<\/p>\n<p>Los planes disponibles para 2027 ya pueden compararse antes de que comience el periodo de cambios. Medicare habilit\u00f3 su herramienta Plan Compare para revisar opciones seg\u00fan el c\u00f3digo postal, medicamentos y farmacias utilizadas.<\/p>\n<p>En Iowa, el Senior Health Insurance Information Program, conocido como SHIIP, ofrece orientaci\u00f3n gratuita, objetiva y confidencial a beneficiarios de Medicare, familiares y cuidadores.<\/p>\n<div id=\"holaa-2799508063\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.greenstate.org\/loans\/flexible-financing\/auto\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"728x90_AutoLoans_SPANISH\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/04\/728x90_AutoLoans_SPANISH.gif\" alt=\"\"  width=\"728\" height=\"90\"  style=\"display: inline-block;\" \/><\/a><\/div>\n<h2>La inscripci\u00f3n de Medicare para 2027 termina el 7 de diciembre<\/h2>\n<p>El periodo anual de inscripci\u00f3n abierta de Medicare comenzar\u00e1 el <strong>15 de octubre<\/strong> y terminar\u00e1 el <strong>7 de diciembre de 2026<\/strong>.<\/p><div id=\"holaa-1510293181\" class=\"holaa-ad-inside-articles holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/robsand.com\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"SPANISH RSG26097_Affordable Spanish 300x250_v2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/SPANISH-RSG26097_Affordable-Spanish-300x250_v2-e1791213844707.jpg\" alt=\"\"  width=\"300\" height=\"1042\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n<p>Durante esas semanas, una persona que ya tiene Medicare puede realizar varios tipos de cambios para el a\u00f1o siguiente:<\/p>\n<ul>\n<li>cambiar de un plan Medicare Advantage a otro;<\/li>\n<li>inscribirse o cancelar un plan Medicare Advantage;<\/li>\n<li>cambiar de Medicare Original a Medicare Advantage;<\/li>\n<li>regresar de Medicare Advantage a Medicare Original;<\/li>\n<li>inscribirse, cancelar o cambiar un plan de medicamentos de Medicare Parte D cuando corresponda.<\/li>\n<\/ul>\n<p>La solicitud de cambio debe ser recibida a m\u00e1s tardar el 7 de diciembre para que la nueva cobertura comience el <strong>1 de enero de 2027<\/strong>.<\/p><div id=\"holaa-4021561690\" class=\"holaa-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"http:\/\/www.cleanupiowa.org\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"CIB26001_CLR_DIGITAL_SPAN_V5 (1)-page-001\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/CIB26001_CLR_DIGITAL_SPAN_V5-1-page-001.jpg\" alt=\"\"  width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div>\n<h2>Los planes de Medicare para 2027 ya pueden compararse<\/h2>\n<p>Medicare habilit\u00f3 desde octubre las opciones de cobertura para 2027 en su herramienta de comparaci\u00f3n.<\/p>\n<p>El <a href=\"https:\/\/www.medicare.gov\/plan-compare\/\" target=\"_blank\" rel=\"noopener noreferrer\">Medicare Plan Compare<\/a> permite introducir un c\u00f3digo postal y revisar los planes de salud y medicamentos disponibles en cada \u00e1rea.<\/p><div id=\"holaa-1762946260\" class=\"holaa-content_2 holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.desmoinesperformingarts.org\/content\/get-tickets\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"HolaIowa-Sept2026[47]\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/HolaIowa-Sept202647-1.gif\" alt=\"\"  width=\"600\" height=\"735\"  style=\"display: inline-block;\" \/><\/a><\/div>\n<p>Las opciones de Medicare Advantage y Parte D pueden cambiar de un a\u00f1o a otro. Entre los elementos que pueden variar est\u00e1n las primas, deducibles, copagos, medicamentos cubiertos, farmacias preferidas, redes de m\u00e9dicos y otros beneficios.<\/p>\n<h2>El aviso anual muestra los cambios que tendr\u00e1 cada plan en 2027<\/h2>\n<p>Las personas que ya est\u00e1n inscritas en un plan de Medicare reciben cada oto\u00f1o un <strong>Annual Notice of Change<\/strong>, o Aviso de Cambio Anual.<\/p>\n<p>Ese documento muestra los cambios en cobertura, costos y otras condiciones que entrar\u00e1n en vigor en enero. Medicare se\u00f1ala que los beneficiarios deben recibir este aviso durante septiembre.<\/p>\n<p>Comparar el aviso con las opciones disponibles para 2027 puede mostrar si cambiaron el costo de los medicamentos, las farmacias preferidas, la red de proveedores o los beneficios del plan actual.<\/p>\n<h2>SHIIP ofrece asesor\u00eda gratuita en los condados de Iowa<\/h2>\n<p>SHIIP ofrece asistencia individual para comparar Medicare Advantage, Medicare Parte D y otras opciones de cobertura.<\/p>\n<p>El servicio es gratuito y confidencial. Iowa cuenta con una red de consejeros capacitados que atienden por tel\u00e9fono y de manera presencial en hospitales, centros de salud y otras organizaciones comunitarias.<\/p>\n<p>Los residentes pueden buscar asistencia por condado en el <a href=\"https:\/\/shiip.iowa.gov\/find-resources\/find-counselor\" target=\"_blank\" rel=\"noopener noreferrer\">directorio de consejeros de SHIIP<\/a>.<\/p>\n<p>SHIIP tambi\u00e9n puede ser contactado al <strong>1-800-351-4664<\/strong>. El n\u00famero TTY es <strong>1-800-735-2942<\/strong>.<\/p>\n<h2>Cambiar de Medicare Advantage a Medicare Original puede afectar Medigap<\/h2>\n<p>Una persona puede regresar de Medicare Advantage a Medicare Original durante la inscripci\u00f3n abierta, pero ese cambio no garantiza autom\u00e1ticamente que pueda comprar cualquier p\u00f3liza suplementaria Medigap.<\/p>\n<p>SHIIP advierte que, fuera de determinados periodos o derechos de emisi\u00f3n garantizada, una aseguradora puede aplicar evaluaci\u00f3n m\u00e9dica antes de aprobar una p\u00f3liza Medigap.<\/p>\n<p>Por esa raz\u00f3n, la posibilidad de obtener cobertura suplementaria es un factor que puede formar parte de la comparaci\u00f3n antes de abandonar Medicare Advantage.<\/p>\n<h2>Este periodo no es lo mismo que inscribirse en Medicare por primera vez<\/h2>\n<p>La inscripci\u00f3n abierta del 15 de octubre al 7 de diciembre est\u00e1 dirigida principalmente a personas que ya tienen Medicare y quieren revisar o modificar su cobertura para el pr\u00f3ximo a\u00f1o.<\/p>\n<p>Quienes est\u00e1n por cumplir 65 a\u00f1os o se vuelven elegibles por primera vez tienen periodos de inscripci\u00f3n diferentes, dependiendo de su fecha de elegibilidad y otras circunstancias.<\/p>\n<p>Las opciones para 2027 ya est\u00e1n disponibles para comparaci\u00f3n. Los cambios podr\u00e1n presentarse desde el 15 de octubre y el periodo anual cerrar\u00e1 el 7 de diciembre.<\/p>\n<p><strong>Relacionado:<\/strong> <a href=\"https:\/\/holaamericanews.com\/iowa-seniors-and-disabled-homeowners-may-qualify-for-this-property-tax-credit\/\">Iowa seniors and disabled homeowners may qualify for this property tax credit<\/a><\/p>\n<hr \/>\n<p><strong>Mantente al tanto de las historias que importan: visita <a href=\"https:\/\/holaamericanews.com\/\">HolaAmericaNews.com<\/a> para consultar las \u00faltimas noticias, cultura y actualizaciones de la comunidad.<\/strong><\/p>\n<div id=\"holaa-3605609473\" class=\"holaa-after-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"http:\/\/www.cleanupiowa.org\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"CIB26001_CLR_DIGITAL_SPAN_V5 (1)-page-001\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/10\/CIB26001_CLR_DIGITAL_SPAN_V5-1-page-001.jpg\" alt=\"\"  width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>El periodo para cambiar planes Medicare Advantage y de medicamentos termina el 7 de diciembre. Los planes para 2027 ya pueden compararse y SHIIP ofrece orientaci\u00f3n gratuita en Iowa. Actualizado [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":39572,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[11,35,1],"tags":[19541,7839,19533,19537,19535,19539],"class_list":["post-39570","post","type-post","status-publish","format-standard","has-post-thumbnail","category-hola-iowa","category-latest-news","category-uncategorized","tag-iowa-shiip","tag-medicare","tag-medicare-2027","tag-medicare-advantage","tag-medicare-iowa","tag-medicare-part-d"],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"es","enabled_languages":["en","es"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false}}},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Medicare Open Enrollment in Iowa runs Oct. 15-Dec. 7. 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