{"id":34419,"date":"2025-12-29T10:01:17","date_gmt":"2025-12-29T16:01:17","guid":{"rendered":"https:\/\/holaamericanews.com\/?p=34419"},"modified":"2025-12-29T10:06:27","modified_gmt":"2025-12-29T16:06:27","slug":"trump-administration-to-garnish-wages-for-defaulted-student-loans","status":"publish","type":"post","link":"https:\/\/holaamericanews.com\/es\/trump-administration-to-garnish-wages-for-defaulted-student-loans\/","title":{"rendered":"La administraci\u00f3n Trump embargar\u00e1 salarios por pr\u00e9stamos estudiantiles en mora"},"content":{"rendered":"<div id=\"holaa-1374868143\" class=\"holaa-before-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.desmoinesperformingarts.org\/whats-on\/events\/2025-26\/broadway\/wicked?utm_source=HolaIowa&#038;utm_medium=DigitalAds&#038;utm_campaign=July26\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"728&#215;90\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/728x90.jpg\" alt=\"\"  srcset=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/728x90.jpg 728w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/728x90-300x37.jpg 300w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/728x90-696x86.jpg 696w\" sizes=\"(max-width: 728px) 100vw, 728px\" width=\"728\" height=\"90\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/><p><b>Por <\/b><a href=\"https:\/\/iowacapitaldispatch.com\/author\/shauneen-miranda\/\"><b>Shauneen Miranda<\/b><\/a><b>, <\/b><a href=\"https:\/\/iowacapitaldispatch.com\/2025\/12\/23\/repub\/trump-administration-to-garnish-wages-for-defaulted-student-loans\/\"><b>Iowa Capital Dispatch<\/b><\/a><\/p>\n<p><b>Washington, D.C. \u2014 <\/b><span style=\"font-weight: 400;\">La administraci\u00f3n del presidente Donald Trump comenzar\u00e1 a embargar los salarios de prestatarios con pr\u00e9stamos estudiantiles en mora a partir de principios del pr\u00f3ximo a\u00f1o, inform\u00f3 el martes el Departamento de Educaci\u00f3n de Estados Unidos.<\/span><\/p><div id=\"holaa-1189552789\" class=\"holaa-ad-inside-articles-2 holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.aap.org\/en\/patient-care\/lead-exposure\/lead-exposure-in-children\/\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"Web Ad July #1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-scaled.jpg\" alt=\"\"  srcset=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-scaled.jpg 2560w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-300x75.jpg 300w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-1024x256.jpg 1024w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-768x192.jpg 768w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-1536x384.jpg 1536w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-2048x512.jpg 2048w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-696x174.jpg 696w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-1068x267.jpg 1068w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Web-Ad-July-1-1920x480.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"600\" height=\"640\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n<p><span style=\"font-weight: 400;\">En un correo electr\u00f3nico, el departamento indic\u00f3 que espera enviar los primeros avisos a aproximadamente 1.000 prestatarios en mora durante la primera semana completa de enero, y que el n\u00famero de notificaciones aumentar\u00e1 cada mes. El embargo salarial podr\u00eda comenzar tan pronto como 30 d\u00edas despu\u00e9s de que los prestatarios reciban el aviso.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La agencia se\u00f1al\u00f3 que las acciones de cobro solo se llevar\u00e1n a cabo despu\u00e9s de que los prestatarios hayan recibido un aviso adecuado y la oportunidad de pagar sus pr\u00e9stamos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Persis Yu, subdirectora ejecutiva y asesora principal del grupo defensor Protect Borrowers, calific\u00f3 la decisi\u00f3n como \u201ccruel, innecesaria e irresponsable\u201d en un comunicado emitido el martes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cMientras millones de prestatarios se encuentran al borde del incumplimiento, esta administraci\u00f3n est\u00e1 utilizando sus recursos limitados, autoimpuestos, para confiscar los salarios de los prestatarios en lugar de defender su derecho a pagos accesibles\u201d, a\u00f1adi\u00f3 Yu.<\/span><\/p><div id=\"holaa-3770870318\" class=\"holaa-ad-inside-articles holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/actionnetwork.org\/forms\/sign-up-for-progress-iowas-high-five\/\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"H5 Spanish 300 x 250 Progress Iowa\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/H5-Spanish-300-x-250-Progress-Iowa.png\" alt=\"\"  width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div><br style=\"clear: both; display: block; float: none;\"\/>\n<p><span style=\"font-weight: 400;\">La agencia reanud\u00f3 en mayo el cobro de <\/span><a href=\"https:\/\/www.newsfromthestates.com\/article\/us-education-department-restart-defaulted-student-loan-collections\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pr\u00e9stamos estudiantiles federales en mora<\/span><\/a><span style=\"font-weight: 400;\">, tras una pausa que comenz\u00f3 durante las primeras semanas de la pandemia de COVID-19.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Como consecuencia de caer en mora con los pr\u00e9stamos estudiantiles, un prestatario puede enfrentar el embargo de su salario, y el \u201ctitular del pr\u00e9stamo puede ordenar a su empleador que retenga hasta el 15 % de su salario disponible para cobrar la deuda en mora\u201d sin necesidad de acudir a los tribunales, seg\u00fan <\/span><a href=\"https:\/\/studentaid.gov\/help-center\/answers\/article\/what-is-wage-garnishment\" target=\"_blank\" rel=\"nofollow noopener\"><span style=\"font-weight: 400;\">Federal Student Aid<\/span><\/a><span style=\"font-weight: 400;\">, una oficina del Departamento de Educaci\u00f3n.<\/span><\/p><div id=\"holaa-1769540016\" class=\"holaa-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.desmoinesperformingarts.org\/whats-on\/events\/2025-26\/broadway\/wicked?utm_source=HolaIowa&#038;utm_medium=DigitalAds&#038;utm_campaign=July26\" rel=\"noopener\" class=\"a2t-link\" target=\"_blank\" aria-label=\"300&#215;250\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/300x250.jpg\" alt=\"\"  width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div>\n<p><span style=\"font-weight: 400;\">En el caso del embargo salarial, los prestatarios tienen derecho a \u201crecibir un aviso que explique la intenci\u00f3n del Departamento de Educaci\u00f3n de embargar su salario en un plazo de 30 d\u00edas, la naturaleza y el monto de su deuda, la oportunidad de revisar y copiar los registros relacionados con su deuda, su derecho a oponerse al embargo y la opci\u00f3n de evitarlo mediante pagos voluntarios\u201d, de acuerdo con <\/span><a href=\"https:\/\/studentaid.gov\/manage-loans\/default\/collections#wage-garnishment\" target=\"_blank\" rel=\"nofollow noopener\"><span style=\"font-weight: 400;\">FSA<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<hr \/>\n<p class=\"p1\"><b>Mantente informado con historias que importan \u2014 visita <\/b><a href=\"http:\/\/holaamericanews.com\/\"><b>HolaAmericaNews.com<\/b><\/a><b> para conocer las \u00faltimas noticias, cultura y actualizaciones comunitarias.<\/b><\/p><div id=\"holaa-2491885955\" class=\"holaa-after-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.auditor.iowa.gov\/about-us\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"Davenport MBS26007_Spanish Fund for States Ads 300x250_F\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F.jpg\" alt=\"\"  srcset=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F.jpg 1250w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-300x250.jpg 300w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-1024x854.jpg 1024w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-768x640.jpg 768w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-696x580.jpg 696w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-1068x890.jpg 1068w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div>\n<div id=\"holaa-2491885955\" class=\"holaa-after-content holaa-entity-placement\" style=\"margin-top: 2px;margin-bottom: 2px;margin-left: auto;margin-right: auto;text-align: center;\"><div class=\"holaa-adlabel\">Advertisements<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.auditor.iowa.gov\/about-us\" rel=\"noopener\" class=\"a2t-link\" aria-label=\"Davenport MBS26007_Spanish Fund for States Ads 300x250_F\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F.jpg\" alt=\"\"  srcset=\"https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F.jpg 1250w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-300x250.jpg 300w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-1024x854.jpg 1024w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-768x640.jpg 768w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-696x580.jpg 696w, https:\/\/holaamericanews.com\/wp-content\/uploads\/2026\/07\/Davenport-MBS26007_Spanish-Fund-for-States-Ads-300x250_F-1068x890.jpg 1068w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" width=\"300\" height=\"250\"  style=\"display: inline-block;\" \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Por Shauneen Miranda, Iowa Capital Dispatch Washington, D.C. \u2014 La administraci\u00f3n del presidente Donald Trump comenzar\u00e1 a embargar los salarios de prestatarios con pr\u00e9stamos estudiantiles en mora a partir de [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":34421,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[11],"tags":[10155,15151,9525,15145,8941,15143,9531,15147,15149,15155,9519,15153],"translation":{"provider":"WPGlobus","version":"3.0.2","language":"es","enabled_languages":["en","es"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"es":{"title":true,"content":true,"excerpt":false}}},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Student loan wage 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